We will never have Peace about our Finances without a plan for our money called a budget.
Proverbs 25:28 (ESV) 28 A man without self-control is like a city broken into and left without walls.
Luke 14:28-30 (ESV) 28 For which of you, desiring to build a tower, does not first sit down and count the cost, whether he has enough to complete it? 29 Otherwise, when he has laid a foundation and is not able to finish, all who see it begin to mock him, 30 saying, ‘This man began to build and was not able to finish.’
God calls us to take care of our families first and then use the overflow to help others.
1 Timothy 5:8 (ESV) 8 But if anyone does not provide for his relatives, and especially for members of his household, he has denied the faith and is worse than an unbeliever.
Proverbs 12:1 (ESV) Whoever loves discipline loves knowledge, but he who hates reproof is stupid.